Jackie went to high school
In a little Texas town
He finished up and spent the most of next year bummin' around
He couldn't find a job to hold
So on a Friday night
He figured he could see the world and buy a 4-wheel drive
If he'd join the army
Cause these are desperate times

Well he came back four years later
A little higher off the ground
Things there hadn't changed
And that just really got him down
So he went off to San Antone
An hour to the east
And got a job workin' for the San Antone police
Well he had a pistol now
Cause these are desperate times

Well ol Jackie he got married
But his ends they wouldn't meet
His wife worked at the Texas Commerce Bank just up the street
Jackie got an idea
To get him outta debt
And they could live the good life
And drive a new Corvette
If he'd rob the bank he said
Cause these are desperate times

Well he had planned the whole thing
And while his baby worked
He came in after hours
In a black ski mask and shirt
She told him where the money was
And thats just where he went
The minute that he saw it he already had it spent
Well it wasn't easy
But these are desperate times

Well he drove off to Bandera
Cause that was his hometown
He had it in his mind just where he'd lay that money down
He went out to his mom's house
And Jack went up the hill
To bury that old suitcase full of hundred dollar bills
Well he'd let it sit a while
Cause these are desperate times

Well the bank they called the g-men
Cause they were insured by the Fed
And Jill she rolled on Jack
Cause she was in above her head
The g-men gave Jack wind of this
When they made his arrest
And he asked her why she turned on the one that she loved best
Well it wasn't easy Jack
But these are desperate times

Yeah ain't that what you always said
These are desperate times